Is Your Home Worth More Than You Think? Here’s Why It Probably Is.

If you haven’t checked your home’s value lately, you might be leaving money on the table—literally.

At Mills Real Estate Group, we’ve helped hundreds of homeowners across Fort Worth uncover just how much hidden wealth is sitting in their homes in the form of home equity—and in today’s market, it may be more than you think.

What Is Home Equity—and Why Should You Care?

Home equity is the difference between your home’s current market value and what you still owe on your mortgage. If your home is worth $500,000 and you owe $200,000, that’s $300,000 in equity—money you can potentially access.

According to Cotality, the average homeowner in the U.S. now has about $302,000 in equity. That’s not small change.

And that equity can be a powerful tool, whether you're thinking about buying your next home, investing in upgrades, or just want to better understand your financial picture.

Why You Might Have More Equity Than You Think

Over the last five years, home prices nationwide have risen by nearly 54%, according to the Federal Housing Finance Agency. And many Fort Worth homeowners have benefited even more than that.

Plus, people are staying in their homes longer—about 10 years on average, which means more time to pay down mortgages and benefit from appreciation.

Even if you haven’t made major improvements, your home has likely gained value just by sitting there. That’s passive wealth-building at its finest.

What Can You Do With That Equity?

Your equity isn’t just a number—it’s leverage. Here’s how we’ve seen Fort Worth homeowners use it:

✅ Buy their next home (even all cash in some cases)

✅ Renovate and increase their current home’s value even more

✅ Pay off debt or invest in a new business venture

✅ Strategically prepare for retirement or future investments

Not Sure What Your Home Is Worth? We’ll Run the Numbers for You.

If you’re curious about what your home is actually worth in today’s Fort Worth market, don’t rely on generic online estimates. Let’s talk.

👉 Get a free, no-pressure home valuation here

Whether you're thinking of selling soon or just want to understand your position, we’ll give you personalized insights based on real, local data—not bots or national averages.

You’ve built equity. Now it’s time to see what it can do for you.

— Mills Real Estate Group Fort Worth’s Trusted Real Estate Experts